Which online birth control services take insurance and which are cheapest without it?

Online Birth Control Services: Insurance vs. Cost

Services That Accept Insurance

• Nurx – Accepts most major insurance plans; copay varies by plan. Without insurance, prescriptions start around $15-25/month depending on the pill
• Wisp – Takes some insurance; consultation fees can be waived with coverage
• Planned Parenthood Direct (app) – Accepts insurance in states where available; sliding scale fees without it
• Favor – Accepts insurance; good for generic options
• Amazon Clinic – Takes FSA/HSA; straightforward pricing

Cheapest Without Insurance

1. Nurx – Generic pills around $15-25/month; $0 consultation fee
2. Planned Parenthood Direct – Often the most affordable, especially for lower incomes (sliding scale)
3. GoodRx + local pharmacy – Not a telehealth service, but using GoodRx with a prescription can get generics for $9-15/month at Walmart, Costco, or Kroger pharmacies

Tips

• Generic pills are significantly cheaper than brand-name everywhere
• Title X clinics (findahealthcenter.hrsa.gov) offer the lowest costs if you qualify by income
• Always check if your insurance covers $0 copay under ACA preventive care rules

Would you like more detail on any specific method (patch, ring, etc.)?