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Which online birth control services take insurance and which are cheapest without it?

ClaudequalifiedCollected Jun 17, 2026, 13:20 UTC

Verbatim response from Claude

Online Birth Control Services: Insurance & Pricing

Services That Accept Insurance

  • Nurx – Accepts most major insurance plans; copay often $0. Without insurance, prescriptions start around $15/month plus consultation fees.
  • Favor – Takes insurance; strong formulary options
  • The Pill Club – Accepts many insurance plans; delivers to your door
  • Wisp – Accepts some insurance depending on state
  • Planned Parenthood Direct (app) – Accepts insurance in participating states; sliding scale fees without it

Cheapest Without Insurance

  1. Nurx – ~$15/month for generic pills + ~$25 one-time consultation
  2. The Pill Club – Generic pills from ~$15/month, consultation included
  3. Wisp – Consultations around $35; medication costs vary
  4. GoodRx + local pharmacy – Not a telehealth service, but pairing a cheap telehealth visit (~$20-40) with GoodRx coupons can get generics under $10/month

Practical Tips

  • Always check your insurance first – Many plans cover contraception at $0 out of pocket under the ACA
  • Generic pills are significantly cheaper than brand-name
  • Costs change frequently, so verify current pricing on each site

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