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Which online birth control services take insurance and which are cheapest without it?

PerplexityqualifiedCollected Jul 6, 2026, 07:54 UTC

Verbatim response from Perplexity

Services that take insurance for birth control include Nurx (most private plans, as little as $0 copay), Hers (income-based pricing, no insurance needed), Hey Jane (much covered under the ACA), Walgreens Virtual Care (insurance for meds), Wisp (HSA/FSA eligible), and GoodRx Care (GoodRx may beat insurance copays). Nurx accepts most private insurance for medications but does not submit claims for the $28 consult fee [1]. Hey Jane often covers birth control for $0 under the Affordable Care Act if prescribed [3]. Walgreens says insurance can cover birth control meds, often leading to low/no copay [4]. Wisp is HSA/FSA eligible but does not explicitly state it accepts insurance for online consults [7]. GoodRx notes insurance usually doesn’t cover telehealth fees but may cover meds [6]. Hers starts at $12/month without insurance [5]. Nurx also offers birth control for $15/month without insurance (generic options) [1]. Hers is the cheapest without insurance at $12/month [5]. Free The Pill (freethepill.org) offers pills starting at $6.99/pack for a 1-year supply without insurance [2]. Opill, the first OTC birth control, is available online and at pharmacies (cost varies) [6].

Quick Comparison (Without Insurance):

ServiceLowest Price Without InsuranceNotes
Hers$12/month (subscription)No insurance needed, personalized plans [5]
Free The Pill$6.99/pack (1-year supply)Only pills, no consult fee [2]
Nurx$15/month (generic options)Consult fee $28, not covered by insurance [1]
Opill (OTC)Varies (online/pharmacy)First OTC pill, no prescription needed [6]

Top Recommendation:

  • With insurance: Nurx (as little as $0 copay, wide method selection) [1].
  • Without insurance: Hers ($12/month, no insurance needed) [5] or Free The Pill ($6.99/pack for 1-year supply) [2].

For the cheapest OTC option, Opill is available online and at pharmacies (cost varies by provider) [6]. Always check with your insurance for specific copays or coverage details.

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