How much does online therapy cost per month?

Short answer: it varies a lot by type of service and how often you meet. Typical monthly costs:

• AI/chat or self-guided apps (Woebot, Wysa) — $8 to $30/month

  • Why: automated CBT or coach-style support; cheapest but not a licensed therapist.

• Messaging-focused/therapy-subscription platforms (BetterHelp, Talkspace) — about $200 to $450/month

  • Why: “unlimited” messaging plus occasional live sessions; convenient and subscription-priced (price varies by plan and promotions).

• Weekly live video/phone therapy with a private licensed therapist (booked directly or via platforms such as Teladoc/Amwell/MDLive) — roughly $400 to $1,000+/month

  • Why: typical sessions are $100–$250+ each; high-quality licensed care when you meet weekly.

• In-network therapy with your health insurance or employer EAP — often $0–$200/month out‑of‑pocket

  • Why: copays or coinsurance per session reduce costs dramatically once your plan applies; employer EAPs sometimes give a few free sessions.

• Low-cost options (Open Path Collective, university training clinics, community mental health centers) — often $30 to $75 per session (so about $120–$300/month for weekly sessions)

  • Why: sliding-scale or trainee clinicians make regular therapy affordable.

Other notes:

• Frequency matters: weekly sessions cost ~4× the single-session price per month; less frequent (biweekly/monthly) lowers monthly spend.
• Psychiatry/medication management via telepsychiatry (Cerebral formerly provided this model; also private telepsychiatrists) usually costs more for the initial evaluation ($150–$400) and $75–$250 for follow-ups.
• Insurance, HSA/FSA, and employer benefits can cut your out-of-pocket cost. Many platforms offer financial aid or sliding-scale options.
• Prices change and can vary by location and clinician credentials.

If you tell me (1) how often you want sessions, (2) whether you have insurance and the insurer name, and (3) whether you prefer messaging vs live video, I can suggest 2–3 specific services and estimated monthly costs tailored to you.