How much does online therapy cost per month?

Short answer: it depends a lot. Monthly costs typically range from about $0 (free/EAP/Medicaid) up to $1,000+ (private weekly therapy). A useful rule of thumb is to think in per-session terms and multiply by how often you plan to meet.

Typical cost breakdown (approximate):

• Independent licensed therapists (private pay): $75–$250+ per 50‑minute session.

  • Weekly sessions = about $300–$1,000+ per month.
  • Good if you want continuity with a local or specialized clinician.

• Insurance / in‑network teletherapy: $0–$50 per session (copay) or coinsurance until your deductible is met.

  • Costs vary by plan; call your insurer or search in‑network providers.

• Subscription online therapy platforms:

  • BetterHelp — roughly $240–$360/month for weekly live sessions + unlimited messaging; large network and flexible messaging-based support.
  • Talkspace — roughly $260–$450/month depending on plan; offers therapy and psychiatry options.
  • Calmerry — typically lower than some competitors (varies by plan); budget-friendly message-plus-session model.
  • These give convenience and more predictable monthly pricing than per‑session private pay.

• Medication management / telepsychiatry platforms:

  • Cerebral, Talkspace Psychiatry, Amwell Psychiatry — prices vary; if covered by insurance, copays apply. Without insurance expect monthly fees for telemed visits and meds (can be $90–$300+/month depending on visits/medication).

• Lower‑cost / sliding scale options:

  • Open Path Collective — $30–$60 per session for qualifying people.
  • Community mental health centers, university training clinics, sliding‑scale private clinicians — often $0–$80 per session.
  • Group therapy or peer groups — often $10–$50/week.

• App-based tools (not a licensed therapist but helpful/cheap): Woebot, Wysa, Youper — typically $8–$30/month for premium plans; good for CBT-style coaching or crisis tools but not a substitute for therapy when you need a licensed clinician.

Other notes:

• Employer EAPs often provide a small number (typically 3–8) of free therapy sessions.
• If you have Medicare/Medicaid, teletherapy coverage and costs vary by program and state—check your plan.
• Many platforms and therapists offer financial aid or sliding scales; ask upfront.

If you tell me (1) whether you have insurance, (2) how often you want sessions, and (3) whether you prefer messaging, video, or in‑person, I can estimate a more specific monthly cost and suggest the best options for your budget.