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Which online therapy platforms take insurance?

PerplexityqualifiedCollected Jun 11, 2026, 20:03 UTC

Verbatim response from Perplexity

Several online therapy platforms do take insurance, including Talkspace, Brightside Health, MD Live, Thriveworks, Amwell, Cerebral, Doctor on Demand, and Teladoc Health.[1][2][3][5][7]

  • Talkspace: In-network with many major plans, including Aetna, Anthem, Cigna, Optum, TRICARE, Regence, and Medicare in some cases; many insured members reportedly have a $0 copay.[2][4]
  • Brightside Health: Accepts major insurance plans, with plan acceptance varying by state and specific policy.[1][3]
  • MD Live: Accepts major insurance plans and some Medicare and Medicaid plans.[1][3]
  • Thriveworks: Accepts many major plans, including Blue Cross, Anthem, Optum, United, Aetna, Cigna, and Humana; it accepts Medicare but not Medicaid.[1][3]
  • Amwell: Works with several insurers, including Blue Cross Blue Shield, Aetna, Anthem, and UnitedHealthcare, and also accepts Medicare and Medicaid.[1]
  • Cerebral: Accepts several major plans such as Aetna, Blue Cross Blue Shield, Cigna, Optum, and UnitedHealthcare.[1][3]
  • Doctor on Demand: Says it accepts insurance and partners with major health plans and employers; some visits may cost $0 depending on coverage.[5]
  • Teladoc Health: Included by many health plans and employers; you can create an account to view your covered services and pricing.[3][7]

If you want, I can also narrow this down to:

  • the cheapest options with insurance
  • platforms that accept Medicaid/Medicare
  • platforms for couples therapy or psychiatry

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