Verbatim response from Perplexity
Most major online birth control services accept private health insurance for the medication (often covering it at $0 copay), but many charge separately for the online consultation and do not submit claims for that fee unless specified.
Services That Take Insurance (for medication)
| Service | Insurance Coverage Details |
|---|---|
| Nurx | Accepts most private insurance for medications; birth control often $0 with copay. Does not submit claims for the medical consult fee [1]. |
| Hers | Accepts all major insurance plans, including Medicaid in Florida, Georgia, Maryland, North Carolina, New Jersey, New York, Pennsylvania, Texas, and DC [2]. |
| Walgreens Virtual Care | You can use insurance for the medication; the $33 virtual visit fee is not covered by insurance [3]. |
| Twenty Eighth Health | Accepts almost every commercial insurance and Medicaid plan [7]. |
| Favor (The Pill Club) | Accepts all major insurance, including Medicaid in the states listed above for Hers [2]. |
| Choix | Covered by insurance, but may require copay or deductible depending on your plan [2]. |
Note: Under the Affordable Care Act, most private insurance plans must cover FDA-approved contraceptive methods without cost-sharing (no copay, deductible) when provided by an in-network provider [4].
Cheapest Options Without Insurance
If you don’t have insurance, these services offer the lowest prices for birth control pills (per pack/month):
| Service | Lowest Price (Without Insurance) | Notes |
|---|---|---|
| Choix | $6.99 per pack (1-year supply) | Cheapest overall; also $10.66 for 90-day supply [2]. |
| Hers | $12/month | Subscription plan starting price; no insurance needed [5]. |
| Alpha Medical | $9.95 per pack | Consultation fee: $15 without insurance [2]. |
| Favor | $7 per pack | Consultation fee not covered by insurance [2]. |
| Nurx | $15/month | Generic brands start at $15; consult fee authorized up to $30 (charged only if copay exists) [1]. |
| Wisp | $25 (1-month supply) | Also offers vaginal ring at $22 [8]. |
| Walgreens Virtual Care | $33 visit fee + medication cost | Medication cost varies by pharmacy/insurance [3]. |
| GoodRx Care | $59 consult fee + medication cost | Insurance usually doesn’t cover consult fee; GoodRx may beat insurance copay [2][6]. |
Best Pick Without Insurance: Choix is the cheapest at $6.99/pack for a 1-year supply, followed closely by Hers at $12/month for a simple subscription.
Important: Consultation fees are typically not covered by insurance at most online services, so even if your medication is free, you may pay $15–$60 for the visit unless the service explicitly includes it (e.g., Hers may cover it with insurance).