Most major online birth control services accept private health insurance for the medication (often covering it at $0 copay), but many charge separately for the online consultation and do not submit claims for that fee unless specified. Services That Take Insurance (for medication) Service Insurance Coverage Details Nurx Accepts most private insurance for medications; birth control often $0 with copay. Does not submit claims for the medical consult fee [1]. Hers Accepts all major insurance plans, including Medicaid in Florida, Georgia, Maryland, North Carolina, New Jersey, New York, Pennsylvania, Texas, and DC [2]. Walgreens Virtual Care You can use insurance for the medication; the $33 virtual visit fee is not covered by insurance [3]. Twenty Eighth Health Accepts almost every commercial insurance and Medicaid plan [7]. Favor (The Pill Club) Accepts all major insurance, including Medicaid in the states listed above for Hers [2]. Choix Covered by insurance, but may require copay or deductible depending on your plan [2]. Note: Under the Affordable Care Act, most private insurance plans must cover FDA-approved contraceptive methods without cost-sharing (no copay, deductible) when provided by an in-network provider [4]. Cheapest Options Without Insurance If you don’t have insurance, these services offer the lowest prices for birth control pills (per pack/month): Service Lowest Price (Without Insurance) Notes Choix $6.99 per pack (1-year supply) Cheapest overall; also $10.66 for 90-day supply [2]. Hers $12/month Subscription plan starting price; no insurance needed [5]. Alpha Medical $9.95 per pack Consultation fee: $15 without insurance [2]. Favor $7 per pack Consultation fee not covered by insurance [2]. Nurx $15/month Generic brands start at $15; consult fee authorized up to $30 (charged only if copay exists) [1]. Wisp $25 (1-month supply) Also offers vaginal ring at $22 [8]. Walgreens Virtual Care $33 visit fee + medication cost Medication cost varies by pharmacy/insurance [3]. GoodRx Care $59 consult fee + medication cost Insurance usually doesn’t cover consult fee; GoodRx may beat insurance copay [2][6]. Best Pick Without Insurance: Choix is the cheapest at $6.99/pack for a 1-year supply, followed closely by Hers at $12/month for a simple subscription. Important: Consultation fees are typically not covered by insurance at most online services, so even if your medication is free, you may pay $15–$60 for the visit unless the service explicitly includes it (e.g., Hers may cover it with insurance).
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