UCLA Health

I can help — but it depends a lot on where you live and which insurance plan you have. Do you want clinics in a particular city or zip code, and what insurance do you have? Meanwhile, here are practical options and examples to consider (all typically work with insurance, but coverage and in-network status vary by plan — always verify): Large health systems / academic medical centers (often accept most commercial plans and Medicaid/Medicare) Mayo Clinic (Rochester, Jacksonville, Phoenix and virtual visits) — large specialty programs and hospital billing that usually work with major insurers. Cleveland Clinic — has menopause/women’s health specialists and broad insurer networks. Johns Hopkins / UCSF / Stanford / UCLA Health / Mount Sinai / NYU Langone — university-affiliated menopause or women’s health clinics that bill insurance as part of the health system. Integrated insurer–providers Kaiser Permanente — if you’re a Kaiser member, menopause care is provided in-network through Kaiser clinicians and covered according to plan benefits. Community clinics and Planned Parenthood Planned Parenthood health centers provide midlife care in many locations and accept Medicaid and many private plans or offer sliding-scale fees. Employer-benefit telehealth programs Maven Clinic (when offered as an employer benefit) — many employers cover Maven services so visits can be at no direct cost to you. Check whether your employer’s EAP/benefits include a menopause or women’s health telemedicine benefit. Primary care / OB-GYN practices Local OB-GYNs, women’s health clinics and primary care doctors frequently provide menopause care and generally accept in-network insurance — often the simplest route if you want to use insurance. How to find clinics that will take your insurance Use your insurer’s provider directory (online or phone) and search for “menopause,” “women’s health,” “gynecology,” or “endocrinology.” Use booking sites like Zocdoc and filter for “accepts my insurance.” Call the clinic’s billing office and ask: “Are you in-network with [insurance name/plan ID]?” “What CPT codes will you bill for the visit, labs, imaging, and prescriptions?” “Do you bill for compounded hormones or consults, and are those covered?” Ask about coverage for related services (lab tests, DEXA scans, pelvic ultrasound, hormone therapy). What to watch for Many boutique/concierge menopause clinics and some direct-to-consumer services are cash-only. Even if a clinic accepts your carrier, out-of-network specialists cost more. Hormone compounding, certain supplements, and telehealth platforms are sometimes excluded from coverage. If you tell me your city/zip code and the insurance (carrier + plan type: e.g., Blue Cross Blue Shield PPO, Medicare, Medicaid, Kaiser), I’ll look up specific clinics near you that commonly take that insurance.

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I can help — but whether a menopause clinic will take your insurance depends on where you live and exactly which plan you have. Do you want me to look up clinics that accept your plan in your city or ZIP code? If so, tell me your location and the insurer (or whether it’s Medicare/Medicaid). Meanwhile, here’s practical, accurate guidance plus examples of places that commonly accept insurance: How to find clinics that accept your coverage Use your insurance company’s provider directory (best source for in-network clinics). Search Zocdoc and filter by “insurance accepted.” Call a clinic front desk and give them your plan name/ID — ask whether they accept it and whether they bill the insurer (vs. cash/concierge only). Check whether telehealth visits are covered (many plans changed telehealth coverage rules). Types of clinics that usually accept insurance (and example names) Major health systems/academic medical centers — usually accept major commercial plans, Medicare, often Medicaid: Mayo Clinic, Cleveland Clinic, Mass General Brigham (Brigham & Women’s/MGH), Johns Hopkins Medicine, UCSF Health, UCLA Health. These have menopause specialists or specialized women’s health programs. Large integrated systems / HMOs — if you’re a member you use their providers: Kaiser Permanente (accepts only Kaiser members), Geisinger, Intermountain/UCHealth. Community health centers / FQHCs & Planned Parenthood — commonly accept Medicaid and many private plans; good if cost or Medicaid acceptance is important. Hospital-affiliated OB/GYN or women’s health clinics — most will bill insurance; search local hospital networks. Employer-sponsored or benefits-based telehealth programs — Maven, Carrot Fertility, and some employee assistance vendors may cover menopause care if your employer offers that benefit (check with HR). Services that may require prior authorization or be out-of-pocket Specialized tests (bone density, certain hormone panels) or compounded HRT may need prior authorization. Some private menopause-focused or concierge clinics (direct-pay practices, some virtual clinics like Gennev or private HRT clinics) may not bill insurance or only bill for labs/diagnostics. Questions to ask when you call a clinic “Do you accept [exact plan name]? Is the provider in-network?” “Will you bill my insurance for the visit, labs, and prescriptions?” “Do you accept Medicare/Medicaid?” (if applicable) “Are there prior authorizations or estimated out-of-pocket costs for HRT or tests?” “Do you offer telehealth and is it covered by my plan?” If you tell me your city/ZIP and the insurance plan (or Medicare/Medicaid), I can search and list menopause clinics in your area that likely take your coverage and give some phone numbers/links.

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I can help — but I need your location (city/state or country) and which insurance you have (e.g., Medicare, Medicaid, Blue Cross Blue Shield, Aetna, Cigna, UnitedHealthcare, an employer‑sponsored plan). Coverage and in‑network status vary by location and plan, so with that I can look up specific clinics that are likely in‑network. Meanwhile, here are practical options and examples of places that commonly accept insurance (verify with each clinic): Large academic medical centers (typically accept most major insurers) Mayo Clinic — dedicated menopause specialists across multiple sites; widely in‑network for major plans but check local campus and plan. Cleveland Clinic — comprehensive women’s health/menopause services; usually accepts major insurers. Johns Hopkins Medicine — has menopause/endocrine expertise; generally accepts many commercial plans and Medicare. Mass General Brigham (e.g., Brigham and Women’s Hospital) and UCLA Health, UCSF, Mount Sinai, Northwestern Medicine — similar pattern. Why: academic centers have specialty menopause programs and broad insurance participation, but you must confirm your plan and location. Community health systems and hospital networks Local health system OB‑GYN or women’s health clinics often provide menopause care and accept local insurers. Use your insurer’s provider directory to find network clinics near you. Planned Parenthood and community health centers Often accept Medicaid and many private plans for primary women’s health services (may be more limited for specialty menopause management). Why: lower‑cost options and good for basic visits and contraception/HT counseling. Telehealth platforms (may accept insurance or be covered as an employer benefit) Amwell, Teladoc, PlushCare — some plans cover telehealth visits through these vendors or they may be in‑network; they can be convenient for follow‑ups and medication management. Maven Clinic — often available as an employer benefit and covers women’s health/menopause coaching in employer‑sponsored plans (check your benefits portal). Why: telehealth can increase access, and some insurers cover telemedicine visits. How to find out fast Check your insurer’s “Find a Provider” or “Provider Directory” online and search for “menopause,” “menopause clinic,” “gynecology,” or “endocrinology.” That gives in‑network options. Use Zocdoc or your insurer’s provider search and filter by your plan — you’ll see which clinics/providers accept your insurance. Call the clinic’s billing department and ask: “Do you accept [insurance name/plan ID]? Is this provider in‑network?” “Do you bill insurance for menopause visits (hormone therapy, labs, DEXA)? Any services commonly require prior auth or are out‑of‑pocket?” Confirm what will be billed (office visit code, labs, prescriptions, DEXA) so you can estimate copays/coinsurance. If you tell me your city/state and the insurer (or plan type: Medicare/Medicaid/employer plan), I’ll look up several menopause clinics in your area that likely accept your coverage and give phone numbers and exact verification tips.

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Finding a menopause clinic that takes insurance can sometimes feel like a treasure hunt, but many excellent options do exist. The key is knowing where to look and what questions to ask. Here are some types of clinics and specific services that often take insurance, along with how to approach your search: Clinics & Services Often Covered by Insurance: Hospital-Affiliated Women's Health Centers: Why: Major hospital systems typically have robust billing departments and contracts with a wide range of insurance providers. They often have dedicated women's health centers or specialty clinics that focus on menopause. Examples: Mayo Clinic's Women's Health Center: Renowned for comprehensive care, including menopause management, and accepts many insurance plans. Cleveland Clinic's Women's Health Institute: Similar to Mayo, offers specialized menopause services and works with numerous insurers. Your Local University Medical Center: Most large university hospitals or medical centers (e.g., UCLA Health, NYU Langone, Johns Hopkins Medicine) will have women's health divisions with providers specializing in menopause and will accept various insurances. Private OB/GYN Practices Specializing in Menopause: Why: Many independent gynecologists or group practices have physicians who have a special interest or certification (like from the North American Menopause Society - NAMS) in menopause. They often accept insurance, though their specific accepted plans can vary more than large hospital systems. How to find: Look for OB/GYN practices in your area, then check their websites for "services" related to menopause, "insurance" pages, or look up individual doctors' profiles to see if they are NAMS-certified. General Telehealth Platforms (to find a specialist): Why: While not dedicated "menopause clinics," these platforms allow you to connect with individual providers (doctors, nurse practitioners) who may specialize in women's health and menopause and often accept insurance. Examples: Amwell (American Well): A large telehealth provider that partners with many health plans. You can search for providers specializing in women's health or hormone issues. Teladoc: Similar to Amwell, Teladoc works with numerous insurers and employers, allowing you to schedule virtual appointments with providers who can address menopause symptoms. Important Note: You'll need to filter for providers with the right specialization on these platforms. How to Confirm Insurance Acceptance: Check Your Insurance Company's Website: This is the most reliable first step. Your insurer's online provider directory will list in-network doctors and clinics. Filter by specialty (e.g., "Gynecology," "Endocrinology," "Women's Health") and look for terms like "menopause management." Call Your Insurance Provider Directly: Use the member services number on your insurance card. Ask: "Is [Clinic Name/Doctor Name] in my network for [Service Type - e.g., menopause consultation]?" "What are my benefits for menopause-related care, including office visits, lab tests, and hormone therapy?" Call the Clinic Directly: When you've identified a potential clinic, call their billing or new patient department. They can verify if they accept your specific insurance plan and what the estimated costs might be. North American Menopause Society (NAMS) Practitioner Finder: NAMS offers a "Find a Menopause Practitioner" tool on their website (menopause.org). While it doesn't filter by insurance, it helps you find certified specialists in your area. Once you have names, you can then check their insurance acceptance. Important Considerations: In-Network vs. Out-of-Network: Always confirm the clinic/doctor is "in-network" to ensure the highest level of coverage. Out-of-network care will be more expensive. Specific Services: Even if a clinic accepts your insurance, confirm that specific services like hormone replacement therapy (HRT) prescriptions, blood tests, or specialized procedures are covered. Cash-Pay/Concierge Models: Be aware that some popular, specialized menopause clinics (like Evernow, Midi Health, or many direct primary care/concierge practices) operate on a cash-pay or subscription model and do not accept insurance directly. They might provide superbills you can submit for potential out-of-network reimbursement, but full payment is typically due upfront. By starting with your insurance provider and then exploring hospital systems, specialized private practices, and even telehealth options, you should be able to find a menopause clinic that fits your needs and your insurance coverage.

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The menopause clinics that accept insurance include Stella (virtual), Midi (virtual), Dr. Mehta’s OB/GYN office (Orange County, CA), Comprehensive Community Health Centers (CCHC) (Glendale, CA), Women’s Clinic of Johnson County (WCJC) (Kansas City area), Hoag Health Center (Orange County), and UCLA Health’s Comprehensive Menopause Program. Among these, Stella and Midi are virtual clinics explicitly designed to be in-network with hundreds of insurance plans: Stella: Accepts insurance for virtual visits in most states; clinicians are in-network with hundreds of plans, with an average copay of $45[1]. Midi: Offers insurance-covered virtual care and prescriptions in all 50 states and is accepted by major insurance plans[4]. For in-person care: Dr. Mehta’s OB/GYN (Orange County) accepts all PPO plans and some HMO plans[2]. CCHC (Glendale) accepts Medi-Cal, Medicare, Covered California, and private insurance[3]. WCJC (Kansas City) states that “most insurances cover many” menopause management services[7]. Hoag and UCLA Health also list insurance acceptance for their menopause programs[5][6]. To confirm your specific coverage, visit Stella’s verification page at us.onstella.com/begin or contact any clinic directly with your insurance details. Both virtual options offer super bills for possible out-of-network reimbursement if your plan isn’t in-network[1].

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For anxiety, the best online therapy depends on whether you want therapy only or therapy plus medication. If you want the strongest all-around pick for most people, BetterHelp was rated the overall best online therapy platform in a 2026 review, while Brightside Health was highlighted as especially strong for anxiety and depression treatment.[1][4] A practical way to choose: Best for Service Why it stands out Overall online therapy BetterHelp Rated the overall best platform in a 2026 review.[1] Anxiety + depression focus Brightside Health Specifically specializes in anxiety disorders, including panic attacks and social anxiety.[1][4] Therapy + medication support Talkiatry Offers virtual psychiatric evaluation and medication management for anxiety.[2] CBT-based self-guided therapy Online-Therapy.com Built around cognitive behavioral therapy, which is widely used for anxiety.[6] Convenient text/video therapy Talkspace Large platform with licensed therapists and reported symptom improvement for many users.[3] For many people with anxiety, CBT (cognitive behavioral therapy) is a strong fit for online delivery, and UCLA Health notes that virtual therapy is just as effective as in-person care for most people with anxiety, depression, and PTSD.[5] If you want the shortest recommendation: Best overall: BetterHelp[1] Best for anxiety specifically: Brightside Health[1][4] Best if you may need medication too: Talkiatry[2] If you want, I can also narrow this down by price, insurance coverage, text vs video, or severe anxiety/panic attacks.

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