Which online therapy platforms take insurance?

Online Therapy Platforms That Accept Insurance

Here are some well-known options:

Definitely Accept Insurance

• Teladoc – One of the largest telehealth platforms; works with many major insurance plans
• MDLive – Accepts numerous insurance providers including Aetna and BlueCross BlueShield
• Talkspace – Accepts some insurance plans including Cigna, Optum, and others
• Brightside – Specializes in anxiety/depression; works with several major insurers
• Cerebral – Accepts many insurance plans for therapy and medication management

Worth Checking

• Amwell – Accepts many insurance plans depending on your state
• Doctor on Demand – Works with various insurance providers

Practical Tips

• Call your insurer first – Ask specifically about telehealth/behavioral health benefits
• Coverage varies widely by state, plan, and provider
• BetterHelp and Therapy brands like it are out-of-pocket only
• Many platforms let you check insurance eligibility on their website before signing up

Best Starting Point

Teladoc or MDLive tend to have the broadest insurance acceptance and are good first choices to check.

Insurance coverage changes frequently, so always verify directly with the platform and your insurance provider.