How much does online therapy cost per month?

Short answer: it depends a lot on the type of service. Typical monthly costs range from about $60–$400+ for subscription-style online therapy platforms, and about $400–$1,000+ if you see a private licensed therapist weekly via telehealth. Insurance, sliding-scale clinicians, and employer programs can make it much cheaper or free.

Breakdown by model (typical prices and examples)

• Subscription therapy platforms (monthly subscription, often with messaging + some live sessions)
  • Examples: BetterHelp, Talkspace, Pride Counseling, Online-Therapy.com
  • Typical cost: roughly $60–$200 per week billed monthly (roughly $240–$800/month), though many people pay about $240–$360/month on average. Plans differ by number of live sessions and unlimited messaging.
• Private licensed therapist (telehealth appointments from an independent clinician)
  • Examples: therapists who offer video sessions through their private practice or platforms like SimplePractice or Zoom-based practices
  • Typical cost: $100–$250+ per 45–60 minute session. If you see a therapist weekly, expect about $400–$1,000+ per month.
• Insurance-covered teletherapy
  • Examples: in-network therapists billed to your health insurer, or telehealth via Amwell/Teladoc
  • Typical cost: your copay/coinsurance (often $0–$50 per session if in-network) — monthly cost depends on session frequency and deductible status.
• Employer/School programs and EAPs
  • Examples: Ginger (Headspace Health), Lyra, EAP plans through employers
  • Typical cost: often free or low-cost for a limited number of sessions if your employer or school provides access.
• Low-cost options
  • Examples: Open Path Collective (directory of low-fee therapists), university counseling clinics, community mental health centers, group therapy
  • Typical cost: $30–$75 per session via Open Path or clinics; monthly cost varies by frequency.

Other notes

• Messaging-only packages tend to be cheaper than packages with weekly live sessions.
• Psychiatry/medication management (telepsychiatry) is usually billed separately; services like Cerebral, Amwell Psychiatry, or MDLive focus on medication and can range widely in price.
• Sliding-scale fees are common; ask new therapists if they offer reduced rates.
• Group therapy and workshops are a lower-cost effective alternative.

What to do next

• If you have insurance: check in-network mental health benefits and telehealth coverage (copays, deductible).
• If you’re budget-limited: try Open Path Collective, university clinics, community mental health centers, or a subscription platform’s lower tier.
• If you want specific brand recommendations based on budget/needs, tell me (monthly budget, preference for messaging vs live sessions, need for medication), and I’ll suggest the best fit.