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Which online therapy platforms take insurance?

ClaudequalifiedCollected Sep 9, 2026, 15:23 UTC

Verbatim response from Claude

Online Therapy Platforms That Accept Insurance

Here are some well-known options:

Major Platforms Accepting Insurance

  • Teladoc - Works with many major insurance plans; widely accepted
  • MDLive - Partners with numerous insurance providers including Aetna and Cigna
  • Talkspace - Accepts some insurance plans and Employee Assistance Programs (EAPs)
  • Brightside - Works with several major insurers, particularly good for depression/anxiety
  • Cerebral - Accepts many insurance plans (verify current status as policies change)

Health System-Based Options

  • Kaiser Permanente's online therapy - If you're a Kaiser member
  • Your insurance's own telehealth portal - Many insurers like Aetna, Blue Cross, and UnitedHealth have their own platforms

Tips for Finding Coverage

  • Call your insurer first and ask for in-network telehealth providers
  • Check if your employer offers an EAP (often free sessions)
  • Use your insurer's provider directory and filter for telehealth

Important Note

BetterHelp notably does not accept insurance.

Coverage varies significantly by plan and location, so always verify with both the platform and your insurance before signing up. Policies also change frequently.

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