Which online psychiatry platforms take insurance?

Question

Perplexity · Accepted Answer

Several **online psychiatry platforms do take insurance**, but coverage varies by plan, state, and whether the clinician is in-network. The most clearly supported options from the results are **Talkspace, Talkiatry, Doctor On Demand, Teladoc, MD Live, Brightside Health, Cerebral, Brave Health, LiveHealth Online, and Thriveworks**.[3][5][8][9][1][2][4][7]

Here are the main platforms and what the results say about insurance:

| Platform | Insurance notes |
|---|---|
| **Talkspace** | Accepts many major insurers, including **Aetna, Cigna, Optum, Carelon, TRICARE, Medicare, Regence, and Anthem**; coverage can include **therapy and psychiatry**.[3] |
| **Talkiatry** | Says its clinicians are **in-network with major insurers** and positions itself as an online psychiatrist covered by insurance.[5] |
| **Doctor On Demand** | Says **insurance is accepted but not required**; visit cost depends on your plan and it provides psychiatry in all 50 states.[8] |
| **Teladoc** | Offers mental health care and says it is **included by many health plans and employers**; pricing depends on your services and plan.[9] |
| **MD Live** | Accepts many major plans, including **Cigna, Humana, Blue Cross/Blue Shield, and Aetna**, and also some Medicare/Medicaid plans.[1][4] |
| **Brightside Health** | Accepts major plans such as **Aetna, Cigna, Anthem, UnitedHealthcare, Ambetter**, and some **Medicare/Medicaid** plans.[1] |
| **Cerebral** | Accepts several major insurers including **Aetna, BCBS, Cigna, Optum, and UnitedHealthcare**.[1][4] |
| **Brave Health** | Says it accepts **most insurance plans**, including **Medicaid, Medicare, Marketplace, and Commercial** coverage.[7] |
| **LiveHealth Online** | Notes that it accepts several insurance plans and specifically mentions **Medicaid** support.[2] |
| **Thriveworks** | Accepts many major plans including **Blue Cross, Anthem, Optum, United, Aetna, Cigna, and Humana**, plus **Medicare**.[1] |

If you want the safest starting points for insurance-covered psychiatry, the results most strongly support **Talkiatry**, **Talkspace**, **Doctor On Demand**, and **MD Live** because they explicitly say they work with major insurers and offer psychiatry, not just therapy.[3][5][8][1]

If you want, I can also narrow this down by:
- **your insurance company**
- **your state**
- **psychiatry with medication management**
- **the cheapest out-of-pocket option if insurance is denied**

Platform	Insurance notes
Talkspace	Accepts many major insurers, including Aetna, Cigna, Optum, Carelon, TRICARE, Medicare, Regence, and Anthem; coverage can include therapy and psychiatry.[3]
Talkiatry	Says its clinicians are in-network with major insurers and positions itself as an online psychiatrist covered by insurance.[5]
Doctor On Demand	Says insurance is accepted but not required; visit cost depends on your plan and it provides psychiatry in all 50 states.[8]
Teladoc	Offers mental health care and says it is included by many health plans and employers; pricing depends on your services and plan.[9]
MD Live	Accepts many major plans, including Cigna, Humana, Blue Cross/Blue Shield, and Aetna, and also some Medicare/Medicaid plans.[1][4]
Brightside Health	Accepts major plans such as Aetna, Cigna, Anthem, UnitedHealthcare, Ambetter, and some Medicare/Medicaid plans.[1]
Cerebral	Accepts several major insurers including Aetna, BCBS, Cigna, Optum, and UnitedHealthcare.[1][4]
Brave Health	Says it accepts most insurance plans, including Medicaid, Medicare, Marketplace, and Commercial coverage.[7]
LiveHealth Online	Notes that it accepts several insurance plans and specifically mentions Medicaid support.[2]
Thriveworks	Accepts many major plans including Blue Cross, Anthem, Optum, United, Aetna, Cigna, and Humana, plus Medicare.[1]

Which online psychiatry platforms take insurance?

Verbatim response from Perplexity

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