How much does online therapy cost per month?

Short answer: it depends. Online therapy typically costs anywhere from about $60–$400+ per month depending on the model. Below is a quick breakdown, examples of real services, and tips to estimate your own monthly cost.

Typical price ranges

• Subscription/messaging-focused platforms: $200–400 per month. These usually include unlimited messaging and some live sessions. (Example: BetterHelp, Talkspace.)
• Per-session teletherapy with licensed clinicians: $60–250+ per session. If you see someone weekly, that’s roughly $240–1,000+/month depending on the rate.
• Sliding-scale community or training clinics: $30–80 per session (so ~$120–320/month at weekly visits).
• Insurance/in-network teletherapy: often a copay of $10–50 per session or whatever your plan’s coinsurance requires — monthly cost depends on session frequency and your deductible.
• Psychiatry/medication management (telepsychiatry) is usually billed separately: $50–300 per visit plus medication costs.

Sample monthly examples

• Weekly session at $120/session: $480/month.
• Weekly session at $200/session: $800/month.
• BetterHelp subscription (messaging + occasional live sessions): typically around $240–400/month (varies by promo and plan).
• Sliding-scale therapist at $50/session weekly: $200/month.

Specific services to consider (why)

• BetterHelp — large network, convenient messaging + live sessions, subscription model good if you want frequent access.
• Talkspace — similar subscription model; often used by employers and some insurance plans, good for messaging-based care.
• Cerebral (now part of Headspace Health/Ginger ecosystem for many users) — offers therapy plus medication management for certain conditions; useful if you want combined care (therapy + meds).
• Open Path Psychotherapy Collective — nonprofit offering low-cost in-network therapists ($30–$80 per session) for people with financial need.
• Zencare / Psychology Today — directories to find independent teletherapists; good if you prefer picking a licensed clinician and paying per session.
• Local community mental health centers or university training clinics — lower-cost care with licensed supervisors, good low-budget options.

Tips to lower or predict cost

• Check if your insurance covers teletherapy or if your employer’s EAP offers free sessions.
• Ask therapists about sliding scale fees or reduced rates.
• Decide how often you’ll meet (weekly vs biweekly) to estimate monthly spend.
• Confirm whether medication management is included or billed separately.
• Many platforms and therapists offer a free or low-cost initial consult — use that to ask about exact pricing and what’s included.

If you want, tell me:

• whether you have insurance, and
• whether you prefer messaging/subscription models or live weekly sessions, and I’ll suggest the most cost-effective options and likely monthly estimates for your situation.