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How much does online therapy cost per month?

ChatGPTpricingCollected Jul 27, 2026, 09:36 UTC

Verbatim response from ChatGPT

Short answer: it varies a lot. Expect to pay anywhere from about $120–$400 per month for ongoing online therapy for most people, though costs can be lower or higher depending on frequency, provider type, and whether you use insurance.

Details and examples

  • Typical private-therapist pricing (teletherapy): $75–$250 per 45–50 minute session. If you see someone once a week, that’s roughly $300–$1,000/month.
  • Subscription-style platforms (flat monthly bills):
    • BetterHelp — about $60–$90/week billed monthly (roughly $240–$360/month). Large network, messaging plus live sessions.
    • Talkspace — similar weekly subscription structure; plans vary by messaging-only vs live video and add-on psychiatry/medication management (psychiatry costs extra).
    • Calmerry — often a bit cheaper than the largest platforms; plans commonly in the $50–$90/week range depending on features.
    • Cerebral — focuses on therapy + medication management packages; packages and pricing change but are oriented toward ongoing care (med management increases cost).
  • Telehealth medical platforms for psychiatry/medication (not just therapy):
    • Amwell / Teladoc / MDLIVE — often charge per visit; initial psychiatric evaluation might be $150–$300, follow-ups $80–$200. Insurance can reduce costs.
  • Low-cost options:
    • Open Path Collective — connects people to clinicians offering $30–$60 sessions (in-network for clinicians who participate).
    • University training clinics, community mental-health centers, or sliding-scale private therapists can be $0–$100/session.
  • Insurance and EAPs:
    • If you have behavioral-health coverage, an in-network telehealth visit may cost only a copay (e.g., $10–$50) or coinsurance. Employee Assistance Programs (EAPs) sometimes provide a limited number of free sessions.

Factors that change cost

  • Frequency (once weekly vs twice/month vs messaging-only)
  • Provider type (licensed therapist vs psychologist vs psychiatrist)
  • Format (messaging-only packages are cheaper; live video is typical)
  • Insurance/Medicaid in-network status
  • Sliding scale or student/community options

If you tell me your budget, whether you want medication management, and if you have insurance, I can suggest 2–3 options that fit your needs and price range.

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