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How much does online therapy cost per month?

Google AIpricingCollected Aug 16, 2026, 11:50 UTC

Verbatim response from Google AI

Online therapy costs can vary quite a bit, generally ranging from $60 to $400+ per month, depending on the platform, your therapist's qualifications, the type of service, and how often you have sessions.

Here's a breakdown of common models and specific brands:

1. Subscription-Based Platforms (Often Include Messaging + Weekly Sessions)

These platforms typically offer a monthly subscription that includes a certain number of live sessions (video, phone, or chat) and unlimited messaging with your therapist. Prices often vary based on your location and the specific therapist matched.

  • BetterHelp:
    • Cost: Approximately $240 - $360 per month (billed every 4 weeks, often quoted as $60-$90 per week).
    • Why: Widely recognized, large network of licensed therapists, includes one weekly live session and unlimited messaging. Good for general mental health concerns.
  • Talkspace:
    • Cost: Ranges from $276 to $436+ per month, depending on the plan you choose (messaging only, live chat, or live video).
    • Why: Offers different tiers, including psychiatry for medication management in addition to therapy. Often covers a wider range of specialties and has better insurance integration than some competitors.
  • Brightside Health:
    • Cost: Plans range from $95 (medication only) to $299 (medication + therapy) per month.
    • Why: Specializes in depression and anxiety, offering an integrated approach with both medication management and therapy from one platform.

2. Per-Session Payments with Individual Therapists (Found Online)

Many individual therapists offer online sessions through their private practices. You usually pay per session, and the monthly cost depends on how frequently you meet.

  • Psychology Today / Zocdoc / Headway (and other directories):
    • Cost: A single session can range from $75 to $250+, depending on the therapist's experience, location, and specialty. If you meet weekly, this could be $300 - $1000+ per month.
    • Why: Allows you to browse therapist profiles, choose someone specific to your needs, and often use your health insurance directly. Headway specifically focuses on connecting you with therapists who accept insurance.

3. Telehealth Services Through Your Insurance Provider

Many health insurance plans now offer or cover online therapy services through their own networks or partner platforms.

  • Teladoc / Amwell (and similar services directly from your insurer):
    • Cost: Your out-of-pocket cost will depend heavily on your specific insurance plan. It could be a copay (e.g., $0 - $50 per session), or you might pay a discounted rate if you haven't met your deductible.
    • Why: Often the most affordable option if covered by your insurance, and convenient to access through your existing benefits.

Key Factors Affecting Monthly Cost:

  • Insurance Coverage: Always check with your health insurance provider. Many plans now cover online therapy, which can significantly reduce your out-of-pocket costs, especially for per-session models.
  • Frequency of Sessions: Most people have weekly sessions, but some opt for bi-weekly, which halves the monthly cost for per-session models.
  • Session Length: Most live sessions are 45-60 minutes.
  • Therapist's Qualifications/Specialty: Highly specialized or experienced therapists may charge more.
  • Location: While online, some platforms and individual therapists still base their rates on local market prices.
  • Financial Aid/Sliding Scales: Many therapists and platforms offer financial assistance or sliding scale fees based on income. It's always worth asking!
  • Introductory Offers: Some subscription platforms offer discounts for your first month or two.

To get the most accurate estimate, it's best to check with specific platforms or therapists, and always verify your insurance benefits!

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