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Which online therapy platforms take insurance?

ClaudequalifiedCollected Oct 14, 2026, 11:30 UTC

Verbatim response from Claude

Online Therapy Platforms That Accept Insurance

Here are some well-known options:

Platforms That Commonly Accept Insurance

  • Teladoc - Works with many major insurance plans; widely accepted
  • MDLive - Accepts numerous insurance providers including Aetna and Cigna
  • Talkiatry - Specifically designed to work with insurance; good for psychiatry
  • Brightside - Accepts several major insurers, focuses on depression/anxiety
  • Cerebral - Accepts some insurance plans (availability varies by state)
  • Alma - Matches you with therapists who take your insurance
  • Headway - Specializes in helping people find insurance-covered therapists

Tips Before Signing Up

  • Always verify your specific plan is accepted before committing
  • Coverage varies by state significantly
  • Some platforms accept insurance for psychiatry but not therapy, or vice versa
  • Check if your therapist is in-network vs. out-of-network

What to Check

  • Your insurance company's website often has a telehealth directory
  • Platforms like Alma and Headway are specifically built around insurance matching, making them good starting points

BetterHelp and Talkspace are popular but largely do not accept insurance, so keep that in mind.

Would you like help narrowing down based on your specific insurance provider?

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